2026 Affordability Data
Most Affordable Neighborhoods in Fernley - 2026 Data
The median home value in Fernley is $328,900, 17% above nat'l avg. Median rent is $761/month. With an affordability index of 96, Fernley is less affordable than the national baseline of 100. We ranked 14 neighborhoods by affordability to help you find the best value in the Fernley, NV area.
Key Takeaways: Affordability in Fernley
- 1The most affordable neighborhood in Fernley is Sparks, with a median home value of $423,500.
- 2Fernley's median home value is $328,900, 17% above nat'l avg (national: $281,900).
- 3Fernley's affordability index is 96 (baseline 100), making it less affordable than the national average.
- 4Median rent in Fernley is $761/month, 35% below nat'l avg (national: $1,163/month).
- 5We analyzed 14 neighborhoods in Fernley to find the most affordable areas based on home values, rent, and affordability index.
Fernley Affordability Overview
Median Home Value
$328,900
17% above nat'l avg
Median Rent
$761/mo
35% below nat'l avg
Median Income
$84,025
13% above nat'l avg
Affordability Index
96
4% below nat'l avg
Most Affordable Neighborhoods in Fernley (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | SparksNV | $423,500 |
| 2 | CarsonNV | $390,800 |
| 3 | MesquiteNV | $333,400 |
| 4 | ElkoNV | $275,600 |
| 5 | Boulder CityNV | $401,100 |
| 6 | HendersonNV | $390,000 |
| 7 | North Las VegasNV | $330,000 |
| 8 | Las VegasNV | $350,000 |
| 9 | West WendoverNV | $172,500 |
| 10 | YeringtonNV | $226,400 |
| 11 | ElyNV | $185,900 |
| 12 | WinnemuccaNV | $280,200 |
| 13 | RenoNV | $430,000 |
| 14 | FallonNV | $234,000 |
Detailed Neighborhood Profiles
Home Value: $423,500
Rent: $761/mo
Affordability: 96
Population: 108,025
Home Value: $390,800
Rent: $761/mo
Affordability: 96
Population: 58,249
Home Value: $333,400
Rent: $761/mo
Affordability: 96
Population: 20,659
4
Home Value: $275,600
Rent: $761/mo
Affordability: 96
Population: 20,513
5
Home Value: $401,100
Rent: $761/mo
Affordability: 96
Population: 14,868
6
Home Value: $390,000
Rent: $1,009/mo
Affordability: 81
Population: 320,189
Walk Score: 73/100
7
Home Value: $330,000
Rent: $917/mo
Affordability: 74
Population: 262,527
Walk Score: 65/100
8
Home Value: $350,000
Rent: $895/mo
Affordability: 37
Population: 641,903
Walk Score: 94/100
9
Home Value: $172,500
Rent: $770/mo
Population: 4,513
10
Home Value: $226,400
Rent: $736/mo
Population: 3,108
11
Home Value: $185,900
Rent: $982/mo
Population: 3,957
12
Home Value: $280,200
Rent: $899/mo
Population: 8,354
13
Home Value: $430,000
Rent: $854/mo
Population: 264,165
Walk Score: 97/100
14
Home Value: $234,000
Rent: $1,162/mo
Population: 9,243
Frequently Asked Questions About Affordability in Fernley
What is the most affordable neighborhood in Fernley, NV?▾
Based on 2026 data, Sparks is the most affordable neighborhood in Fernley with a median home value of $423,500. Kurby analyzed 14 neighborhoods in the Fernley area to compile these rankings.
What is the median home price in Fernley, NV?▾
The median home price in Fernley is $328,900, which is 17% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Fernley affordable compared to the national average?▾
Fernley has an affordability index of 96, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Fernley, NV?▾
The median monthly rent in Fernley is $761. This is 35% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Fernley?▾
The median household income in Fernley is $84,025 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Fernley are below the national average home price?▾
6 out of 14 ranked neighborhoods in Fernley have a median home value below the national average of $281,900. The most affordable is Elko at $275,600 (Source: Kurby, 2026).