Best Neighborhoods for Retirees in Saginaw, MI
25 neighborhoods ranked by safety, quiet living, air quality, affordability, and walkability — the factors that matter most for a comfortable retirement.
Best Neighborhoods for Retirees in Saginaw — Key Takeaways
The best neighborhood for retirees in Saginaw is Skidway Lake CDP with a Retiree Score of 67/100. Saginaw has 25 neighborhoods evaluated for retirement livability. The safest neighborhood is Harvey CDP with a violent crime rate of 4.5 per 1,000 residents.
Saginaw has a population of 44,316, a median household income of $35,521, and a median home value of $51,700, which is 82% below the national average of $281,900.
Data sourced from the US Census Bureau, FBI Crime Data Explorer, EPA AirNow, DOT Noise Map, Walk Score, and FEMA. Last updated: March 2026.
Top 3 Neighborhoods for Retirees
| # | Neighborhood | Score | |
|---|---|---|---|
| Skidway Lake CDP | 67 | ||
| Harvey CDP | 56 | ||
| Canadian Lakes CDP | 46 | ||
4 | Hubbell CDP | 38 | |
5 | Quinnesec CDP | 35 | |
6 | Trufant CDP | 34 | |
7 | Lake Michigan Beach CDP | 30 | |
8 | Burt CDP | 30 | |
9 | Manitou Beach-Devils Lake CDP | 30 | |
10 | Lakes of the North CDP | 30 | |
11 | Hemlock CDP | 29 | |
12 | Dollar Bay CDP | 29 | |
13 | Ida CDP | 28 | |
14 | Ruby CDP | 28 | |
15 | Attica CDP | 28 | |
16 | Hardwood Acres CDP | 25 | |
17 | Presque Isle Harbor CDP | 22 | |
18 | Lake LeAnn CDP | 22 | |
19 | Shorewood-Tower Hills-Harbert CDP | 21 | |
20 | Vineyard Lake CDP | 20 | |
21 | Chums Corner CDP | 20 | |
22 | Lake Victoria CDP | 16 | |
23 | Hartland CDP | 16 | |
24 | South Gull Lake CDP | 5 | |
25 | Lamont CDP | 3 |
Rankings by Category
Top 5 neighborhoods in Saginaw for each retiree-relevant metric.
Lowest violent crime rate
- 4.5 per 1K
- 5.2 per 1K
- 5.8 per 1K
- 8.3 per 1K
- 9.5 per 1K
Lowest median home value
- $48,000
- $77,700
- $106,900
- $121,300
- $158,300
Lowest property crime rate
- 2.7 per 1K
- 3.1 per 1K
- 3.5 per 1K
- 5.0 per 1K
- 5.7 per 1K
Lowest poverty rate
- 0.4%
- 0.4%
- 0.9%
- 1.1%
- 1.7%
Highest median household income
- $163,348
- $115,714
- $107,757
- $101,026
- $99,464
Neighborhoods are ranked using the Retiree Score, a composite livability index specifically designed for retirees. It prioritizes the factors that matter most for a comfortable, safe, and healthy retirement:
- Safety (Violent Crime)
- 25% weight
- Quiet Living (Road Noise)
- 20% weight
- Air Quality (AQI)
- 20% weight
- Affordability (Home Value)
- 20% weight
- Walkability (Walk Score)
- 15% weight
Safety is weighted highest because personal security is the top concern for retirees. Quiet living and air quality reflect the importance of a healthy, peaceful environment. Affordability matters for those on fixed incomes, and walkability supports an active lifestyle without reliance on driving.
Data Sources: US Census Bureau American Community Survey (ACS) 5-Year Estimates, FBI Uniform Crime Reporting (UCR), EPA AirNow, DOT National Transportation Noise Map, Walk Score, and FEMA National Flood Hazard Layer. All data is updated on a rolling basis as new government releases become available.