2026 Affordability Data
Most Affordable Neighborhoods in Saginaw - 2026 Data
The median home value in Saginaw is $51,700, 82% below nat'l avg. Median rent is $870/month. With an affordability index of 188, Saginaw is more affordable than the national baseline of 100. We ranked 20 neighborhoods by affordability to help you find the best value in the Saginaw, MI area.
Key Takeaways: Affordability in Saginaw
- 1The most affordable neighborhood in Saginaw is Temperance CDP, with a median home value of $197,700.
- 2Saginaw's median home value is $51,700, 82% below nat'l avg (national: $281,900).
- 3Saginaw's affordability index is 188 (baseline 100), making it more affordable than the national average.
- 4Median rent in Saginaw is $870/month, 25% below nat'l avg (national: $1,163/month).
- 5We analyzed 20 neighborhoods in Saginaw to find the most affordable areas based on home values, rent, and affordability index.
Saginaw Affordability Overview
Median Home Value
$51,700
82% below nat'l avg
Median Rent
$870/mo
25% below nat'l avg
Median Income
$35,521
52% below nat'l avg
Affordability Index
188
88% above nat'l avg
Most Affordable Neighborhoods in Saginaw (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | Temperance CDPTemperance CDP, MI | $197,700 |
| 2 | Beecher CDPBeecher CDP, MI | $37,500 |
| 3 | Haslett CDPHaslett CDP, MI | $261,200 |
| 4 | Comstock Park CDPComstock Park CDP, MI | $206,700 |
| 5 | Lambertville CDPLambertville CDP, MI | $215,900 |
| 6 | Allendale CDPAllendale CDP, MI | $266,500 |
| 7 | Okemos CDPOkemos CDP, MI | $304,800 |
| 8 | Waverly CDPWaverly CDP, MI | $206,900 |
| 9 | Holt CDPHolt CDP, MI | $197,400 |
| 10 | Jenison CDPJenison CDP, MI | $235,200 |
| 11 | Forest Hills CDPForest Hills CDP, MI | $442,800 |
| 12 | Northview CDPNorthview CDP, MI | $241,900 |
| 13 | Cutlerville CDPCutlerville CDP, MI | $187,500 |
| 14 | Vandercook Lake CDPVandercook Lake CDP, MI | $121,700 |
| 15 | West Ishpeming CDPWest Ishpeming CDP, MI | $152,000 |
| 16 | Shields CDPShields CDP, MI | $157,000 |
| 17 | Paw Paw Lake CDPPaw Paw Lake CDP, MI | $181,500 |
| 18 | Eastwood CDPEastwood CDP, MI | $117,100 |
| 19 | Freeland CDPFreeland CDP, MI | $232,700 |
| 20 | Argentine CDPArgentine CDP, MI | $319,500 |
Detailed Neighborhood Profiles
Home Value: $197,700
Rent: $831/mo
Affordability: 209
Population: 9,121
Walk Score: 0/100
Home Value: $37,500
Rent: $831/mo
Affordability: 209
Population: 9,085
Walk Score: 0/100
Home Value: $261,200
Rent: $870/mo
Affordability: 188
Population: 19,091
Walk Score: 0/100
4
Home Value: $206,700
Rent: $870/mo
Affordability: 188
Population: 10,379
Walk Score: 0/100
5
Home Value: $215,900
Rent: $870/mo
Affordability: 188
Population: 9,846
Walk Score: 0/100
6
Home Value: $266,500
Rent: $870/mo
Affordability: 188
Population: 25,206
Walk Score: 0/100
7
Home Value: $304,800
Rent: $870/mo
Affordability: 188
Population: 25,549
Walk Score: 0/100
8
Home Value: $206,900
Rent: $870/mo
Affordability: 188
Population: 23,723
Walk Score: 0/100
9
Home Value: $197,400
Rent: $870/mo
Affordability: 188
Population: 25,374
Walk Score: 0/100
10
Home Value: $235,200
Rent: $870/mo
Affordability: 188
Population: 17,314
Walk Score: 0/100
11
Home Value: $442,800
Rent: $870/mo
Affordability: 188
Population: 28,425
Walk Score: 0/100
12
Home Value: $241,900
Rent: $870/mo
Affordability: 188
Population: 15,428
Walk Score: 0/100
13
Home Value: $187,500
Rent: $870/mo
Affordability: 188
Population: 19,281
Walk Score: 0/100
14
Home Value: $121,700
Rent: $1,010/mo
Population: 4,635
15
Home Value: $152,000
Rent: $1,010/mo
Population: 2,713
16
Home Value: $157,000
Rent: $914/mo
Population: 7,444
Walk Score: 0/100
17
Home Value: $181,500
Rent: $1,025/mo
Population: 3,643
18
Home Value: $117,100
Rent: $964/mo
Population: 6,497
Walk Score: 0/100
19
Home Value: $232,700
Rent: $995/mo
Population: 7,357
Walk Score: 0/100
20
Home Value: $319,500
Rent: $873/mo
Population: 2,451
Frequently Asked Questions About Affordability in Saginaw
What is the most affordable neighborhood in Saginaw, MI?▾
Based on 2026 data, Temperance CDP is the most affordable neighborhood in Saginaw with a median home value of $197,700. Kurby analyzed 20 neighborhoods in the Saginaw area to compile these rankings.
What is the median home price in Saginaw, MI?▾
The median home price in Saginaw is $51,700, which is 82% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Saginaw affordable compared to the national average?▾
Saginaw has an affordability index of 188, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Saginaw, MI?▾
The median monthly rent in Saginaw is $870. This is 25% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Saginaw?▾
The median household income in Saginaw is $35,521 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Saginaw are below the national average home price?▾
17 out of 20 ranked neighborhoods in Saginaw have a median home value below the national average of $281,900. The most affordable is Temperance CDP at $197,700 (Source: Kurby, 2026).