2026 Affordability Data
Most Affordable Neighborhoods in Lincoln City - 2026 Data
The median home value in Lincoln City is $333,200, 18% above nat'l avg. Median rent is $719/month. With an affordability index of 89, Lincoln City is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Lincoln City, OR area.
Key Takeaways: Affordability in Lincoln City
- 1The most affordable neighborhood in Lincoln City is Independence, with a median home value of $302,300.
- 2Lincoln City's median home value is $333,200, 18% above nat'l avg (national: $281,900).
- 3Lincoln City's affordability index is 89 (baseline 100), making it less affordable than the national average.
- 4Median rent in Lincoln City is $719/month, 38% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Lincoln City to find the most affordable areas based on home values, rent, and affordability index.
Lincoln City Affordability Overview
Median Home Value
$333,200
18% above nat'l avg
Median Rent
$719/mo
38% below nat'l avg
Median Income
$54,210
27% below nat'l avg
Affordability Index
89
11% below nat'l avg
Most Affordable Neighborhoods in Lincoln City (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | IndependenceOR | $302,300 |
| 2 | Lake OswegoOR | $825,000 |
| 3 | MonmouthOR | $343,900 |
| 4 | SilvertonOR | $406,000 |
| 5 | TigardOR | $525,100 |
| 6 | GreshamOR | $411,700 |
| 7 | HillsboroOR | $452,300 |
| 8 | CorneliusOR | $379,400 |
| 9 | SandyOR | $435,100 |
| 10 | SpringfieldOR | $293,200 |
| 11 | OntarioOR | $174,900 |
| 12 | CorvallisOR | $436,000 |
| 13 | AlbanyOR | $321,600 |
| 14 | NewportOR | $373,400 |
| 15 | TualatinOR | $548,900 |
Detailed Neighborhood Profiles
Home Value: $302,300
Rent: $719/mo
Affordability: 89
Population: 9,981
Home Value: $825,000
Rent: $719/mo
Affordability: 89
Population: 40,457
Home Value: $343,900
Rent: $719/mo
Affordability: 89
Population: 11,054
4
Home Value: $406,000
Rent: $719/mo
Affordability: 89
Population: 10,439
5
Home Value: $525,100
Rent: $719/mo
Affordability: 89
Population: 55,161
6
Home Value: $411,700
Rent: $719/mo
Affordability: 89
Population: 113,525
7
Home Value: $452,300
Rent: $719/mo
Affordability: 89
Population: 106,612
8
Home Value: $379,400
Rent: $719/mo
Affordability: 89
Population: 13,245
9
Home Value: $435,100
Rent: $719/mo
Affordability: 89
Population: 12,592
10
Home Value: $293,200
Rent: $719/mo
Affordability: 89
Population: 61,740
11
Home Value: $174,900
Rent: $719/mo
Affordability: 89
Population: 11,610
12
Home Value: $436,000
Rent: $719/mo
Affordability: 89
Population: 60,050
13
Home Value: $321,600
Rent: $719/mo
Affordability: 89
Population: 56,348
14
Home Value: $373,400
Rent: $719/mo
Affordability: 89
Population: 10,319
15
Home Value: $548,900
Rent: $719/mo
Affordability: 89
Population: 27,804
Frequently Asked Questions About Affordability in Lincoln City
What is the most affordable neighborhood in Lincoln City, OR?▾
Based on 2026 data, Independence is the most affordable neighborhood in Lincoln City with a median home value of $302,300. Kurby analyzed 15 neighborhoods in the Lincoln City area to compile these rankings.
What is the median home price in Lincoln City, OR?▾
The median home price in Lincoln City is $333,200, which is 18% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Lincoln City affordable compared to the national average?▾
Lincoln City has an affordability index of 89, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Lincoln City, OR?▾
The median monthly rent in Lincoln City is $719. This is 38% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Lincoln City?▾
The median household income in Lincoln City is $54,210 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Lincoln City are below the national average home price?▾
1 out of 15 ranked neighborhoods in Lincoln City have a median home value below the national average of $281,900. The most affordable is Ontario at $174,900 (Source: Kurby, 2026).