2026 Affordability Data
Most Affordable Neighborhoods in Eugene - 2026 Data
The median home value in Eugene is $380,000, 35% above nat'l avg. Median rent is $1,008/month. With an affordability index of 19, Eugene is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Eugene, OR area.
Key Takeaways: Affordability in Eugene
- 1The most affordable neighborhood in Eugene is Independence, with a median home value of $302,300.
- 2Eugene's median home value is $380,000, 35% above nat'l avg (national: $281,900).
- 3Eugene's affordability index is 19 (baseline 100), making it less affordable than the national average.
- 4Median rent in Eugene is $1,008/month, 13% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Eugene to find the most affordable areas based on home values, rent, and affordability index.
Eugene Affordability Overview
Median Home Value
$380,000
35% above nat'l avg
Median Rent
$1,008/mo
13% below nat'l avg
Median Income
$48,210
35% below nat'l avg
Affordability Index
19
81% below nat'l avg
Most Affordable Neighborhoods in Eugene (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | IndependenceOR | $302,300 |
| 2 | Lake OswegoOR | $825,000 |
| 3 | MonmouthOR | $343,900 |
| 4 | SilvertonOR | $406,000 |
| 5 | TigardOR | $525,100 |
| 6 | GreshamOR | $411,700 |
| 7 | HillsboroOR | $452,300 |
| 8 | CorneliusOR | $379,400 |
| 9 | SandyOR | $435,100 |
| 10 | SpringfieldOR | $293,200 |
| 11 | OntarioOR | $174,900 |
| 12 | CorvallisOR | $436,000 |
| 13 | AlbanyOR | $321,600 |
| 14 | NewportOR | $373,400 |
| 15 | TualatinOR | $548,900 |
Detailed Neighborhood Profiles
Home Value: $302,300
Rent: $719/mo
Affordability: 89
Population: 9,981
Home Value: $825,000
Rent: $719/mo
Affordability: 89
Population: 40,457
Home Value: $343,900
Rent: $719/mo
Affordability: 89
Population: 11,054
4
Home Value: $406,000
Rent: $719/mo
Affordability: 89
Population: 10,439
5
Home Value: $525,100
Rent: $719/mo
Affordability: 89
Population: 55,161
6
Home Value: $411,700
Rent: $719/mo
Affordability: 89
Population: 113,525
7
Home Value: $452,300
Rent: $719/mo
Affordability: 89
Population: 106,612
8
Home Value: $379,400
Rent: $719/mo
Affordability: 89
Population: 13,245
9
Home Value: $435,100
Rent: $719/mo
Affordability: 89
Population: 12,592
10
Home Value: $293,200
Rent: $719/mo
Affordability: 89
Population: 61,740
11
Home Value: $174,900
Rent: $719/mo
Affordability: 89
Population: 11,610
12
Home Value: $436,000
Rent: $719/mo
Affordability: 89
Population: 60,050
13
Home Value: $321,600
Rent: $719/mo
Affordability: 89
Population: 56,348
14
Home Value: $373,400
Rent: $719/mo
Affordability: 89
Population: 10,319
15
Home Value: $548,900
Rent: $719/mo
Affordability: 89
Population: 27,804
Frequently Asked Questions About Affordability in Eugene
What is the most affordable neighborhood in Eugene, OR?▾
Based on 2026 data, Independence is the most affordable neighborhood in Eugene with a median home value of $302,300. Kurby analyzed 15 neighborhoods in the Eugene area to compile these rankings.
What is the median home price in Eugene, OR?▾
The median home price in Eugene is $380,000, which is 35% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Eugene affordable compared to the national average?▾
Eugene has an affordability index of 19, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Eugene, OR?▾
The median monthly rent in Eugene is $1,008. This is 13% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Eugene?▾
The median household income in Eugene is $48,210 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Eugene are below the national average home price?▾
1 out of 15 ranked neighborhoods in Eugene have a median home value below the national average of $281,900. The most affordable is Ontario at $174,900 (Source: Kurby, 2026).