2026 Affordability Data
Most Affordable Neighborhoods in St. Cloud - 2026 Data
The median home value in St. Cloud is $193,800, 31% below nat'l avg. Median rent is $1,197/month. With an affordability index of 95, St. Cloud is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the St. Cloud, FL area.
Key Takeaways: Affordability in St. Cloud
- 1The most affordable neighborhood in St. Cloud is Sanford, with a median home value of $77,800.
- 2St. Cloud's median home value is $193,800, 31% below nat'l avg (national: $281,900).
- 3St. Cloud's affordability index is 95 (baseline 100), making it less affordable than the national average.
- 4Median rent in St. Cloud is $1,197/month, 3% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in St. Cloud to find the most affordable areas based on home values, rent, and affordability index.
St. Cloud Affordability Overview
Median Home Value
$193,800
31% below nat'l avg
Median Rent
$1,197/mo
3% above nat'l avg
Median Income
$51,403
31% below nat'l avg
Affordability Index
95
5% below nat'l avg
Most Affordable Neighborhoods in St. Cloud (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | SanfordFL | $77,800 |
| 2 | AuburndaleFL | $229,400 |
| 3 | North Palm Beach villageFL | $418,100 |
| 4 | Haines CityFL | $222,100 |
| 5 | SeminoleFL | $279,000 |
| 6 | BartowFL | $195,200 |
| 7 | Belle GladeFL | $136,500 |
| 8 | SebringFL | $152,000 |
| 9 | LakelandFL | $207,800 |
| 10 | MinneolaFL | $348,700 |
| 11 | Holly HillFL | $155,600 |
| 12 | North LauderdaleFL | $234,300 |
| 13 | West ParkFL | $305,400 |
| 14 | Wellington villageFL | $492,300 |
| 15 | Lake WalesFL | $208,500 |
Detailed Neighborhood Profiles
Home Value: $77,800
Rent: $1,233/mo
Affordability: 258
Population: 1,397
Walk Score: 68/100
Home Value: $229,400
Rent: $776/mo
Affordability: 214
Population: 16,432
Home Value: $418,100
Rent: $776/mo
Affordability: 214
Population: 13,092
4
Home Value: $222,100
Rent: $776/mo
Affordability: 214
Population: 28,922
5
Home Value: $279,000
Rent: $776/mo
Affordability: 214
Population: 19,287
6
Home Value: $195,200
Rent: $776/mo
Affordability: 214
Population: 19,424
7
Home Value: $136,500
Rent: $776/mo
Affordability: 214
Population: 16,896
8
Home Value: $152,000
Rent: $776/mo
Affordability: 214
Population: 11,006
9
Home Value: $207,800
Rent: $776/mo
Affordability: 214
Population: 114,404
10
Home Value: $348,700
Rent: $776/mo
Affordability: 214
Population: 14,406
11
Home Value: $155,600
Rent: $776/mo
Affordability: 214
Population: 12,919
12
Home Value: $234,300
Rent: $776/mo
Affordability: 214
Population: 44,635
13
Home Value: $305,400
Rent: $776/mo
Affordability: 214
Population: 15,074
14
Home Value: $492,300
Rent: $776/mo
Affordability: 214
Population: 61,373
15
Home Value: $208,500
Rent: $776/mo
Affordability: 214
Population: 16,455
Frequently Asked Questions About Affordability in St. Cloud
What is the most affordable neighborhood in St. Cloud, FL?▾
Based on 2026 data, Sanford is the most affordable neighborhood in St. Cloud with a median home value of $77,800. Kurby analyzed 15 neighborhoods in the St. Cloud area to compile these rankings.
What is the median home price in St. Cloud, FL?▾
The median home price in St. Cloud is $193,800, which is 31% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is St. Cloud affordable compared to the national average?▾
St. Cloud has an affordability index of 95, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in St. Cloud, FL?▾
The median monthly rent in St. Cloud is $1,197. This is 3% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in St. Cloud?▾
The median household income in St. Cloud is $51,403 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in St. Cloud are below the national average home price?▾
11 out of 15 ranked neighborhoods in St. Cloud have a median home value below the national average of $281,900. The most affordable is Sanford at $77,800 (Source: Kurby, 2026).