2026 Affordability Data
Most Affordable Neighborhoods in Santa Rosa Beach - 2026 Data
The median home value in Santa Rosa Beach is $351,600, 25% above nat'l avg. Median rent is $1,740/month. With an affordability index of 67, Santa Rosa Beach is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Santa Rosa Beach, FL area.
Key Takeaways: Affordability in Santa Rosa Beach
- 1The most affordable neighborhood in Santa Rosa Beach is Sanford, with a median home value of $77,800.
- 2Santa Rosa Beach's median home value is $351,600, 25% above nat'l avg (national: $281,900).
- 3Santa Rosa Beach's affordability index is 67 (baseline 100), making it less affordable than the national average.
- 4Median rent in Santa Rosa Beach is $1,740/month, 50% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Santa Rosa Beach to find the most affordable areas based on home values, rent, and affordability index.
Santa Rosa Beach Affordability Overview
Median Home Value
$351,600
25% above nat'l avg
Median Rent
$1,740/mo
50% above nat'l avg
Median Income
$61,837
17% below nat'l avg
Affordability Index
67
33% below nat'l avg
Most Affordable Neighborhoods in Santa Rosa Beach (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | SanfordFL | $77,800 |
| 2 | AuburndaleFL | $229,400 |
| 3 | North Palm Beach villageFL | $418,100 |
| 4 | Haines CityFL | $222,100 |
| 5 | SeminoleFL | $279,000 |
| 6 | BartowFL | $195,200 |
| 7 | Belle GladeFL | $136,500 |
| 8 | SebringFL | $152,000 |
| 9 | LakelandFL | $207,800 |
| 10 | MinneolaFL | $348,700 |
| 11 | Holly HillFL | $155,600 |
| 12 | North LauderdaleFL | $234,300 |
| 13 | West ParkFL | $305,400 |
| 14 | Wellington villageFL | $492,300 |
| 15 | Lake WalesFL | $208,500 |
Detailed Neighborhood Profiles
Home Value: $77,800
Rent: $1,233/mo
Affordability: 258
Population: 1,397
Walk Score: 68/100
Home Value: $229,400
Rent: $776/mo
Affordability: 214
Population: 16,432
Home Value: $418,100
Rent: $776/mo
Affordability: 214
Population: 13,092
4
Home Value: $222,100
Rent: $776/mo
Affordability: 214
Population: 28,922
5
Home Value: $279,000
Rent: $776/mo
Affordability: 214
Population: 19,287
6
Home Value: $195,200
Rent: $776/mo
Affordability: 214
Population: 19,424
7
Home Value: $136,500
Rent: $776/mo
Affordability: 214
Population: 16,896
8
Home Value: $152,000
Rent: $776/mo
Affordability: 214
Population: 11,006
9
Home Value: $207,800
Rent: $776/mo
Affordability: 214
Population: 114,404
10
Home Value: $348,700
Rent: $776/mo
Affordability: 214
Population: 14,406
11
Home Value: $155,600
Rent: $776/mo
Affordability: 214
Population: 12,919
12
Home Value: $234,300
Rent: $776/mo
Affordability: 214
Population: 44,635
13
Home Value: $305,400
Rent: $776/mo
Affordability: 214
Population: 15,074
14
Home Value: $492,300
Rent: $776/mo
Affordability: 214
Population: 61,373
15
Home Value: $208,500
Rent: $776/mo
Affordability: 214
Population: 16,455
Frequently Asked Questions About Affordability in Santa Rosa Beach
What is the most affordable neighborhood in Santa Rosa Beach, FL?▾
Based on 2026 data, Sanford is the most affordable neighborhood in Santa Rosa Beach with a median home value of $77,800. Kurby analyzed 15 neighborhoods in the Santa Rosa Beach area to compile these rankings.
What is the median home price in Santa Rosa Beach, FL?▾
The median home price in Santa Rosa Beach is $351,600, which is 25% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Santa Rosa Beach affordable compared to the national average?▾
Santa Rosa Beach has an affordability index of 67, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Santa Rosa Beach, FL?▾
The median monthly rent in Santa Rosa Beach is $1,740. This is 50% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Santa Rosa Beach?▾
The median household income in Santa Rosa Beach is $61,837 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Santa Rosa Beach are below the national average home price?▾
11 out of 15 ranked neighborhoods in Santa Rosa Beach have a median home value below the national average of $281,900. The most affordable is Sanford at $77,800 (Source: Kurby, 2026).