2026 Affordability Data
Most Affordable Neighborhoods in Phillipsburg - 2026 Data
The median home value in Phillipsburg is $157,500, 44% below nat'l avg. Median rent is $1,625/month. With an affordability index of 110, Phillipsburg is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Phillipsburg, NJ area.
Key Takeaways: Affordability in Phillipsburg
- 1The most affordable neighborhood in Phillipsburg is East Orange, with a median home value of $282,900.
- 2Phillipsburg's median home value is $157,500, 44% below nat'l avg (national: $281,900).
- 3Phillipsburg's affordability index is 110 (baseline 100), making it more affordable than the national average.
- 4Median rent in Phillipsburg is $1,625/month, 40% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Phillipsburg to find the most affordable areas based on home values, rent, and affordability index.
Phillipsburg Affordability Overview
Median Home Value
$157,500
44% below nat'l avg
Median Rent
$1,625/mo
40% above nat'l avg
Median Income
$64,130
14% below nat'l avg
Affordability Index
110
10% above nat'l avg
Most Affordable Neighborhoods in Phillipsburg (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | East OrangeNJ | $282,900 |
| 2 | GuttenbergNJ | $364,500 |
| 3 | CliftonNJ | $428,000 |
| 4 | PassaicNJ | $379,800 |
| 5 | Freehold boroughNJ | $361,700 |
| 6 | West New YorkNJ | $407,000 |
| 7 | Metuchen boroughNJ | $537,000 |
| 8 | New Providence boroughNJ | $700,700 |
| 9 | Florham Park boroughNJ | $705,200 |
| 10 | Hopatcong boroughNJ | $284,600 |
| 11 | Edgewater boroughNJ | $750,200 |
| 12 | Union CityNJ | $448,000 |
| 13 | Haddonfield boroughNJ | $623,900 |
| 14 | PlainfieldNJ | $351,500 |
| 15 | Ringwood boroughNJ | $417,500 |
Detailed Neighborhood Profiles
Home Value: $282,900
Rent: $1,625/mo
Affordability: 110
Population: 68,879
Walk Score: 25/100
Home Value: $364,500
Rent: $1,625/mo
Affordability: 110
Population: 11,765
Walk Score: 25/100
Home Value: $428,000
Rent: $1,625/mo
Affordability: 110
Population: 89,451
Walk Score: 25/100
4
Home Value: $379,800
Rent: $1,625/mo
Affordability: 110
Population: 70,048
Walk Score: 25/100
5
Home Value: $361,700
Rent: $1,625/mo
Affordability: 110
Population: 12,498
Walk Score: 25/100
6
Home Value: $407,000
Rent: $1,625/mo
Affordability: 110
Population: 52,438
Walk Score: 25/100
7
Home Value: $537,000
Rent: $1,625/mo
Affordability: 110
Population: 14,958
Walk Score: 25/100
8
Home Value: $700,700
Rent: $1,625/mo
Affordability: 110
Population: 13,595
Walk Score: 25/100
9
Home Value: $705,200
Rent: $1,625/mo
Affordability: 110
Population: 12,790
Walk Score: 25/100
10
Home Value: $284,600
Rent: $1,625/mo
Affordability: 110
Population: 14,411
Walk Score: 25/100
11
Home Value: $750,200
Rent: $1,625/mo
Affordability: 110
Population: 14,394
Walk Score: 25/100
12
Home Value: $448,000
Rent: $1,625/mo
Affordability: 110
Population: 67,258
Walk Score: 25/100
13
Home Value: $623,900
Rent: $1,625/mo
Affordability: 110
Population: 12,456
Walk Score: 25/100
14
Home Value: $351,500
Rent: $1,625/mo
Affordability: 110
Population: 54,358
Walk Score: 25/100
15
Home Value: $417,500
Rent: $1,625/mo
Affordability: 110
Population: 11,692
Walk Score: 25/100
Frequently Asked Questions About Affordability in Phillipsburg
What is the most affordable neighborhood in Phillipsburg, NJ?▾
Based on 2026 data, East Orange is the most affordable neighborhood in Phillipsburg with a median home value of $282,900. Kurby analyzed 15 neighborhoods in the Phillipsburg area to compile these rankings.
What is the median home price in Phillipsburg, NJ?▾
The median home price in Phillipsburg is $157,500, which is 44% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Phillipsburg affordable compared to the national average?▾
Phillipsburg has an affordability index of 110, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Phillipsburg, NJ?▾
The median monthly rent in Phillipsburg is $1,625. This is 40% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Phillipsburg?▾
The median household income in Phillipsburg is $64,130 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).