2026 Affordability Data
Most Affordable Neighborhoods in Pensacola - 2026 Data
The median home value in Pensacola is $195,000, 31% below nat'l avg. Median rent is $1,166/month. With an affordability index of 78, Pensacola is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Pensacola, FL area.
Key Takeaways: Affordability in Pensacola
- 1The most affordable neighborhood in Pensacola is Sanford, with a median home value of $77,800.
- 2Pensacola's median home value is $195,000, 31% below nat'l avg (national: $281,900).
- 3Pensacola's affordability index is 78 (baseline 100), making it less affordable than the national average.
- 4Median rent in Pensacola is $1,166/month, near national avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Pensacola to find the most affordable areas based on home values, rent, and affordability index.
Pensacola Affordability Overview
Median Home Value
$195,000
31% below nat'l avg
Median Rent
$1,166/mo
Near nat'l avg
Median Income
$44,860
40% below nat'l avg
Affordability Index
78
22% below nat'l avg
Most Affordable Neighborhoods in Pensacola (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | SanfordFL | $77,800 |
| 2 | AuburndaleFL | $229,400 |
| 3 | North Palm Beach villageFL | $418,100 |
| 4 | Haines CityFL | $222,100 |
| 5 | SeminoleFL | $279,000 |
| 6 | BartowFL | $195,200 |
| 7 | Belle GladeFL | $136,500 |
| 8 | SebringFL | $152,000 |
| 9 | LakelandFL | $207,800 |
| 10 | MinneolaFL | $348,700 |
| 11 | Holly HillFL | $155,600 |
| 12 | North LauderdaleFL | $234,300 |
| 13 | West ParkFL | $305,400 |
| 14 | Wellington villageFL | $492,300 |
| 15 | Lake WalesFL | $208,500 |
Detailed Neighborhood Profiles
Home Value: $77,800
Rent: $1,233/mo
Affordability: 258
Population: 1,397
Walk Score: 68/100
Home Value: $229,400
Rent: $776/mo
Affordability: 214
Population: 16,432
Home Value: $418,100
Rent: $776/mo
Affordability: 214
Population: 13,092
4
Home Value: $222,100
Rent: $776/mo
Affordability: 214
Population: 28,922
5
Home Value: $279,000
Rent: $776/mo
Affordability: 214
Population: 19,287
6
Home Value: $195,200
Rent: $776/mo
Affordability: 214
Population: 19,424
7
Home Value: $136,500
Rent: $776/mo
Affordability: 214
Population: 16,896
8
Home Value: $152,000
Rent: $776/mo
Affordability: 214
Population: 11,006
9
Home Value: $207,800
Rent: $776/mo
Affordability: 214
Population: 114,404
10
Home Value: $348,700
Rent: $776/mo
Affordability: 214
Population: 14,406
11
Home Value: $155,600
Rent: $776/mo
Affordability: 214
Population: 12,919
12
Home Value: $234,300
Rent: $776/mo
Affordability: 214
Population: 44,635
13
Home Value: $305,400
Rent: $776/mo
Affordability: 214
Population: 15,074
14
Home Value: $492,300
Rent: $776/mo
Affordability: 214
Population: 61,373
15
Home Value: $208,500
Rent: $776/mo
Affordability: 214
Population: 16,455
Frequently Asked Questions About Affordability in Pensacola
What is the most affordable neighborhood in Pensacola, FL?▾
Based on 2026 data, Sanford is the most affordable neighborhood in Pensacola with a median home value of $77,800. Kurby analyzed 15 neighborhoods in the Pensacola area to compile these rankings.
What is the median home price in Pensacola, FL?▾
The median home price in Pensacola is $195,000, which is 31% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Pensacola affordable compared to the national average?▾
Pensacola has an affordability index of 78, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Pensacola, FL?▾
The median monthly rent in Pensacola is $1,166. This is near national avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Pensacola?▾
The median household income in Pensacola is $44,860 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Pensacola are below the national average home price?▾
11 out of 15 ranked neighborhoods in Pensacola have a median home value below the national average of $281,900. The most affordable is Sanford at $77,800 (Source: Kurby, 2026).