2026 Affordability Data
Most Affordable Neighborhoods in Oak Harbor - 2026 Data
The median home value in Oak Harbor is $381,000, 35% above nat'l avg. Median rent is $2,707/month. With an affordability index of 94, Oak Harbor is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Oak Harbor, WA area.
Key Takeaways: Affordability in Oak Harbor
- 1The most affordable neighborhood in Oak Harbor is Toppenish, with a median home value of $194,600.
- 2Oak Harbor's median home value is $381,000, 35% above nat'l avg (national: $281,900).
- 3Oak Harbor's affordability index is 94 (baseline 100), making it less affordable than the national average.
- 4Median rent in Oak Harbor is $2,707/month, 133% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Oak Harbor to find the most affordable areas based on home values, rent, and affordability index.
Oak Harbor Affordability Overview
Median Home Value
$381,000
35% above nat'l avg
Median Rent
$2,707/mo
133% above nat'l avg
Median Income
$68,039
9% below nat'l avg
Affordability Index
94
6% below nat'l avg
Most Affordable Neighborhoods in Oak Harbor (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | ToppenishWA | $194,600 |
| 2 | Liberty LakeWA | $437,500 |
| 3 | Lake Forest ParkWA | $874,200 |
| 4 | SammamishWA | $1,139,100 |
| 5 | FerndaleWA | $429,000 |
| 6 | RichlandWA | $365,800 |
| 7 | MarysvilleWA | $456,600 |
| 8 | KennewickWA | $318,400 |
| 9 | East WenatcheeWA | $374,000 |
| 10 | BellevueWA | $1,139,500 |
| 11 | KentWA | $478,400 |
| 12 | RentonWA | $576,800 |
| 13 | LakewoodWA | $406,500 |
| 14 | Spokane ValleyWA | $307,700 |
| 15 | KelsoWA | $260,000 |
Detailed Neighborhood Profiles
Home Value: $194,600
Rent: $2,165/mo
Affordability: 96
Population: 8,820
Walk Score: 0/100
Home Value: $437,500
Rent: $2,707/mo
Affordability: 94
Population: 12,026
Walk Score: 0/100
Home Value: $874,200
Rent: $2,707/mo
Affordability: 94
Population: 13,462
Walk Score: 0/100
4
Home Value: $1,139,100
Rent: $2,707/mo
Affordability: 94
Population: 66,586
Walk Score: 0/100
5
Home Value: $429,000
Rent: $2,707/mo
Affordability: 94
Population: 15,130
Walk Score: 0/100
6
Home Value: $365,800
Rent: $2,707/mo
Affordability: 94
Population: 60,867
Walk Score: 0/100
7
Home Value: $456,600
Rent: $2,707/mo
Affordability: 94
Population: 70,847
Walk Score: 0/100
8
Home Value: $318,400
Rent: $2,707/mo
Affordability: 94
Population: 83,823
Walk Score: 0/100
9
Home Value: $374,000
Rent: $2,707/mo
Affordability: 94
Population: 14,065
Walk Score: 0/100
10
Home Value: $1,139,500
Rent: $2,707/mo
Affordability: 94
Population: 150,606
Walk Score: 0/100
11
Home Value: $478,400
Rent: $2,707/mo
Affordability: 94
Population: 135,169
Walk Score: 0/100
12
Home Value: $576,800
Rent: $2,707/mo
Affordability: 94
Population: 105,355
Walk Score: 0/100
13
Home Value: $406,500
Rent: $2,707/mo
Affordability: 94
Population: 63,142
Walk Score: 0/100
14
Home Value: $307,700
Rent: $2,707/mo
Affordability: 94
Population: 103,761
Walk Score: 0/100
15
Home Value: $260,000
Rent: $2,707/mo
Affordability: 94
Population: 12,661
Walk Score: 0/100
Frequently Asked Questions About Affordability in Oak Harbor
What is the most affordable neighborhood in Oak Harbor, WA?▾
Based on 2026 data, Toppenish is the most affordable neighborhood in Oak Harbor with a median home value of $194,600. Kurby analyzed 15 neighborhoods in the Oak Harbor area to compile these rankings.
What is the median home price in Oak Harbor, WA?▾
The median home price in Oak Harbor is $381,000, which is 35% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Oak Harbor affordable compared to the national average?▾
Oak Harbor has an affordability index of 94, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Oak Harbor, WA?▾
The median monthly rent in Oak Harbor is $2,707. This is 133% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Oak Harbor?▾
The median household income in Oak Harbor is $68,039 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Oak Harbor are below the national average home price?▾
2 out of 15 ranked neighborhoods in Oak Harbor have a median home value below the national average of $281,900. The most affordable is Toppenish at $194,600 (Source: Kurby, 2026).