2026 Affordability Data
Most Affordable Neighborhoods in Lake St. Louis - 2026 Data
The median home value in Lake St. Louis is $357,600, 27% above nat'l avg. Median rent is $821/month. With an affordability index of 152, Lake St. Louis is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Lake St. Louis, MO area.
Key Takeaways: Affordability in Lake St. Louis
- 1The most affordable neighborhood in Lake St. Louis is Ladue, with a median home value of $938,300.
- 2Lake St. Louis's median home value is $357,600, 27% above nat'l avg (national: $281,900).
- 3Lake St. Louis's affordability index is 152 (baseline 100), making it more affordable than the national average.
- 4Median rent in Lake St. Louis is $821/month, 29% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Lake St. Louis to find the most affordable areas based on home values, rent, and affordability index.
Lake St. Louis Affordability Overview
Median Home Value
$357,600
27% above nat'l avg
Median Rent
$821/mo
29% below nat'l avg
Median Income
$114,230
53% above nat'l avg
Affordability Index
152
52% above nat'l avg
Most Affordable Neighborhoods in Lake St. Louis (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | LadueMO | $938,300 |
| 2 | Pleasant HillMO | $227,000 |
| 3 | ChesterfieldMO | $437,000 |
| 4 | BransonMO | $201,900 |
| 5 | St. PetersMO | $237,100 |
| 6 | FlorissantMO | $125,200 |
| 7 | MoberlyMO | $129,500 |
| 8 | WashingtonMO | $195,500 |
| 9 | JenningsMO | $64,000 |
| 10 | NeoshoMO | $135,300 |
| 11 | UnionMO | $184,800 |
| 12 | West PlainsMO | $137,700 |
| 13 | EurekaMO | $331,200 |
| 14 | IndependenceMO | $150,800 |
| 15 | O'FallonMO | $283,600 |
Detailed Neighborhood Profiles
Home Value: $938,300
Rent: $549/mo
Affordability: 165
Population: 8,934
Walk Score: 0/100
Home Value: $227,000
Rent: $549/mo
Affordability: 165
Population: 8,822
Walk Score: 0/100
Home Value: $437,000
Rent: $821/mo
Affordability: 152
Population: 49,645
Walk Score: 0/100
4
Home Value: $201,900
Rent: $821/mo
Affordability: 152
Population: 12,651
Walk Score: 0/100
5
Home Value: $237,100
Rent: $821/mo
Affordability: 152
Population: 57,692
Walk Score: 0/100
6
Home Value: $125,200
Rent: $821/mo
Affordability: 152
Population: 52,167
Walk Score: 0/100
7
Home Value: $129,500
Rent: $821/mo
Affordability: 152
Population: 13,708
Walk Score: 0/100
8
Home Value: $195,500
Rent: $821/mo
Affordability: 152
Population: 14,769
Walk Score: 0/100
9
Home Value: $64,000
Rent: $821/mo
Affordability: 152
Population: 12,996
Walk Score: 0/100
10
Home Value: $135,300
Rent: $821/mo
Affordability: 152
Population: 12,670
Walk Score: 0/100
11
Home Value: $184,800
Rent: $821/mo
Affordability: 152
Population: 12,341
Walk Score: 0/100
12
Home Value: $137,700
Rent: $821/mo
Affordability: 152
Population: 12,250
Walk Score: 0/100
13
Home Value: $331,200
Rent: $821/mo
Affordability: 152
Population: 12,008
Walk Score: 0/100
14
Home Value: $150,800
Rent: $821/mo
Affordability: 152
Population: 122,218
Walk Score: 0/100
15
Home Value: $283,600
Rent: $821/mo
Affordability: 152
Population: 91,825
Walk Score: 0/100
Frequently Asked Questions About Affordability in Lake St. Louis
What is the most affordable neighborhood in Lake St. Louis, MO?▾
Based on 2026 data, Ladue is the most affordable neighborhood in Lake St. Louis with a median home value of $938,300. Kurby analyzed 15 neighborhoods in the Lake St. Louis area to compile these rankings.
What is the median home price in Lake St. Louis, MO?▾
The median home price in Lake St. Louis is $357,600, which is 27% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Lake St. Louis affordable compared to the national average?▾
Lake St. Louis has an affordability index of 152, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Lake St. Louis, MO?▾
The median monthly rent in Lake St. Louis is $821. This is 29% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Lake St. Louis?▾
The median household income in Lake St. Louis is $114,230 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Lake St. Louis are below the national average home price?▾
11 out of 15 ranked neighborhoods in Lake St. Louis have a median home value below the national average of $281,900. The most affordable is Pleasant Hill at $227,000 (Source: Kurby, 2026).