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    2026 Affordability Data

    Most Affordable Neighborhoods in Germantown - 2026 Data

    The median home value in Germantown is $402,300, 43% above nat'l avg. Median rent is $1,363/month. With an affordability index of 102, Germantown is more affordable than the national baseline of 100. We ranked 0 neighborhoods by affordability to help you find the best value in the Germantown, TN area.

    Key Takeaways: Affordability in Germantown

    • 1Germantown's median home value is $402,300, 43% above nat'l avg (national: $281,900).
    • 2Germantown's affordability index is 102 (baseline 100), making it more affordable than the national average.
    • 3Median rent in Germantown is $1,363/month, 17% above nat'l avg (national: $1,163/month).

    Germantown Affordability Overview

    Median Home Value

    $402,300

    43% above nat'l avg

    Median Rent

    $1,363/mo

    17% above nat'l avg

    Median Income

    $140,429

    88% above nat'l avg

    Affordability Index

    102

    Near nat'l avg

    Frequently Asked Questions About Affordability in Germantown

    What is the median home price in Germantown, TN?▾
    The median home price in Germantown is $402,300, which is 43% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
    Is Germantown affordable compared to the national average?▾
    Germantown has an affordability index of 102, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
    What is the average rent in Germantown, TN?▾
    The median monthly rent in Germantown is $1,363. This is 17% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
    What is the median household income in Germantown?▾
    The median household income in Germantown is $140,429 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).

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