2026 Affordability Data
Most Affordable Neighborhoods in Fort Walton Beach - 2026 Data
The median home value in Fort Walton Beach is $154,300, 45% below nat'l avg. Median rent is $1,062/month. With an affordability index of 88, Fort Walton Beach is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Fort Walton Beach, FL area.
Key Takeaways: Affordability in Fort Walton Beach
- 1The most affordable neighborhood in Fort Walton Beach is Sanford, with a median home value of $77,800.
- 2Fort Walton Beach's median home value is $154,300, 45% below nat'l avg (national: $281,900).
- 3Fort Walton Beach's affordability index is 88 (baseline 100), making it less affordable than the national average.
- 4Median rent in Fort Walton Beach is $1,062/month, 9% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Fort Walton Beach to find the most affordable areas based on home values, rent, and affordability index.
Fort Walton Beach Affordability Overview
Median Home Value
$154,300
45% below nat'l avg
Median Rent
$1,062/mo
9% below nat'l avg
Median Income
$37,103
50% below nat'l avg
Affordability Index
88
12% below nat'l avg
Most Affordable Neighborhoods in Fort Walton Beach (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | SanfordFL | $77,800 |
| 2 | AuburndaleFL | $229,400 |
| 3 | North Palm Beach villageFL | $418,100 |
| 4 | Haines CityFL | $222,100 |
| 5 | SeminoleFL | $279,000 |
| 6 | BartowFL | $195,200 |
| 7 | Belle GladeFL | $136,500 |
| 8 | SebringFL | $152,000 |
| 9 | LakelandFL | $207,800 |
| 10 | MinneolaFL | $348,700 |
| 11 | Holly HillFL | $155,600 |
| 12 | North LauderdaleFL | $234,300 |
| 13 | West ParkFL | $305,400 |
| 14 | Wellington villageFL | $492,300 |
| 15 | Lake WalesFL | $208,500 |
Detailed Neighborhood Profiles
Home Value: $77,800
Rent: $1,233/mo
Affordability: 258
Population: 1,397
Walk Score: 68/100
Home Value: $229,400
Rent: $776/mo
Affordability: 214
Population: 16,432
Home Value: $418,100
Rent: $776/mo
Affordability: 214
Population: 13,092
4
Home Value: $222,100
Rent: $776/mo
Affordability: 214
Population: 28,922
5
Home Value: $279,000
Rent: $776/mo
Affordability: 214
Population: 19,287
6
Home Value: $195,200
Rent: $776/mo
Affordability: 214
Population: 19,424
7
Home Value: $136,500
Rent: $776/mo
Affordability: 214
Population: 16,896
8
Home Value: $152,000
Rent: $776/mo
Affordability: 214
Population: 11,006
9
Home Value: $207,800
Rent: $776/mo
Affordability: 214
Population: 114,404
10
Home Value: $348,700
Rent: $776/mo
Affordability: 214
Population: 14,406
11
Home Value: $155,600
Rent: $776/mo
Affordability: 214
Population: 12,919
12
Home Value: $234,300
Rent: $776/mo
Affordability: 214
Population: 44,635
13
Home Value: $305,400
Rent: $776/mo
Affordability: 214
Population: 15,074
14
Home Value: $492,300
Rent: $776/mo
Affordability: 214
Population: 61,373
15
Home Value: $208,500
Rent: $776/mo
Affordability: 214
Population: 16,455
Frequently Asked Questions About Affordability in Fort Walton Beach
What is the most affordable neighborhood in Fort Walton Beach, FL?▾
Based on 2026 data, Sanford is the most affordable neighborhood in Fort Walton Beach with a median home value of $77,800. Kurby analyzed 15 neighborhoods in the Fort Walton Beach area to compile these rankings.
What is the median home price in Fort Walton Beach, FL?▾
The median home price in Fort Walton Beach is $154,300, which is 45% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Fort Walton Beach affordable compared to the national average?▾
Fort Walton Beach has an affordability index of 88, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Fort Walton Beach, FL?▾
The median monthly rent in Fort Walton Beach is $1,062. This is 9% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Fort Walton Beach?▾
The median household income in Fort Walton Beach is $37,103 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Fort Walton Beach are below the national average home price?▾
11 out of 15 ranked neighborhoods in Fort Walton Beach have a median home value below the national average of $281,900. The most affordable is Sanford at $77,800 (Source: Kurby, 2026).