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    2026 Affordability Data

    Most Affordable Neighborhoods in Cottonwood - 2026 Data

    The median home value in Cottonwood is $265,700, 6% below nat'l avg. Median rent is $909/month. With an affordability index of 50, Cottonwood is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Cottonwood, AZ area.

    Key Takeaways: Affordability in Cottonwood

    • 1The most affordable neighborhood in Cottonwood is Peoria, with a median home value of $380,000.
    • 2Cottonwood's median home value is $265,700, 6% below nat'l avg (national: $281,900).
    • 3Cottonwood's affordability index is 50 (baseline 100), making it less affordable than the national average.
    • 4Median rent in Cottonwood is $909/month, 22% below nat'l avg (national: $1,163/month).
    • 5We analyzed 15 neighborhoods in Cottonwood to find the most affordable areas based on home values, rent, and affordability index.

    Cottonwood Affordability Overview

    Median Home Value

    $265,700

    6% below nat'l avg

    Median Rent

    $909/mo

    22% below nat'l avg

    Median Income

    $43,273

    42% below nat'l avg

    Affordability Index

    50

    50% below nat'l avg

    Most Affordable Neighborhoods in Cottonwood (Ranked)

    Affordable neighborhoods in Cottonwood ranked by affordability index, with median home value, rent, and Kurby score.
    RankNeighborhoodMedian Home Value
    1PeoriaAZ$380,000
    2GlendaleAZ$310,000
    3SurpriseAZ$360,000
    4PhoenixAZ$330,000
    5GilbertAZ$450,000
    6ScottsdaleAZ$560,000
    7MesaAZ$340,000
    8BuckeyeAZ$341,700
    9Sierra VistaAZ$215,900
    10Oro ValleyAZ$404,500
    11MaranaAZ$347,700
    12Lake Havasu CityAZ$363,300
    13GoodyearAZ$396,100
    14Queen CreekAZ$493,700
    15Paradise ValleyAZ$2,000,001

    Detailed Neighborhood Profiles

    PeoriaAZ
    Kurby Score: 68
    Home Value: $380,000
    Rent: $1,572/mo
    Affordability: 105
    Population: 190,985
    Walk Score: 81/100
    GlendaleAZ
    Kurby Score: 65
    Home Value: $310,000
    Rent: $1,069/mo
    Affordability: 87
    Population: 252,381
    Walk Score: 92/100
    SurpriseAZ
    Kurby Score: 54
    Home Value: $360,000
    Rent: $1,688/mo
    Affordability: 86
    Population: 141,664
    Walk Score: 20/100
    4
    PhoenixAZ
    Kurby Score: 63
    Home Value: $330,000
    Rent: $2,182/mo
    Affordability: 82
    Population: 1,608,139
    Walk Score: 97/100
    5
    GilbertAZ
    Kurby Score: 71
    Home Value: $450,000
    Rent: $1,772/mo
    Affordability: 75
    Population: 267,918
    Walk Score: 88/100
    6
    ScottsdaleAZ
    Kurby Score: 67
    Home Value: $560,000
    Rent: $2,033/mo
    Affordability: 73
    Population: 241,361
    Walk Score: 81/100
    7
    MesaAZ
    Kurby Score: 74
    Home Value: $340,000
    Rent: $1,166/mo
    Affordability: 73
    Population: 504,258
    Walk Score: 79/100
    8
    BuckeyeAZ
    Kurby Score: 74
    Home Value: $341,700
    Rent: $1,597/mo
    Affordability: 50
    Population: 95,042
    9
    Sierra VistaAZ
    Kurby Score: 74
    Home Value: $215,900
    Rent: $1,080/mo
    Affordability: 50
    Population: 45,212
    10
    Oro ValleyAZ
    Kurby Score: 74
    Home Value: $404,500
    Rent: $1,555/mo
    Affordability: 50
    Population: 47,053
    11
    MaranaAZ
    Kurby Score: 75
    Home Value: $347,700
    Rent: $1,579/mo
    Affordability: 50
    Population: 52,542
    12
    Lake Havasu CityAZ
    Kurby Score: 72
    Home Value: $363,300
    Affordability: 50
    Population: 57,294
    13
    GoodyearAZ
    Kurby Score: 73
    Home Value: $396,100
    Rent: $1,711/mo
    Affordability: 50
    Population: 97,542
    14
    Queen CreekAZ
    Kurby Score: 73
    Home Value: $493,700
    Rent: $2,030/mo
    Affordability: 50
    Population: 61,788
    15
    Paradise ValleyAZ
    Kurby Score: 62
    Home Value: $2,000,001
    Rent: $3,501/mo
    Affordability: 50
    Population: 12,672

    Frequently Asked Questions About Affordability in Cottonwood

    What is the most affordable neighborhood in Cottonwood, AZ?
    Based on 2026 data, Peoria is the most affordable neighborhood in Cottonwood with a median home value of $380,000. Kurby analyzed 15 neighborhoods in the Cottonwood area to compile these rankings.
    What is the median home price in Cottonwood, AZ?
    The median home price in Cottonwood is $265,700, which is 6% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
    Is Cottonwood affordable compared to the national average?
    Cottonwood has an affordability index of 50, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
    What is the average rent in Cottonwood, AZ?
    The median monthly rent in Cottonwood is $909. This is 22% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
    What is the median household income in Cottonwood?
    The median household income in Cottonwood is $43,273 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
    How many neighborhoods in Cottonwood are below the national average home price?
    1 out of 15 ranked neighborhoods in Cottonwood have a median home value below the national average of $281,900. The most affordable is Sierra Vista at $215,900 (Source: Kurby, 2026).

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