2026 Affordability Data
Most Affordable Neighborhoods in Bay St. Louis - 2026 Data
The median home value in Bay St. Louis is $225,800, 20% below nat'l avg. Median rent is $774/month. With an affordability index of 181, Bay St. Louis is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Bay St. Louis, MS area.
Key Takeaways: Affordability in Bay St. Louis
- 1The most affordable neighborhood in Bay St. Louis is Jackson, with a median home value of $105,000.
- 2Bay St. Louis's median home value is $225,800, 20% below nat'l avg (national: $281,900).
- 3Bay St. Louis's affordability index is 181 (baseline 100), making it more affordable than the national average.
- 4Median rent in Bay St. Louis is $774/month, 33% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Bay St. Louis to find the most affordable areas based on home values, rent, and affordability index.
Bay St. Louis Affordability Overview
Median Home Value
$225,800
20% below nat'l avg
Median Rent
$774/mo
33% below nat'l avg
Median Income
$63,508
15% below nat'l avg
Affordability Index
181
81% above nat'l avg
Most Affordable Neighborhoods in Bay St. Louis (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | JacksonMS | $105,000 |
| 2 | DiamondheadMS | $220,900 |
| 3 | VicksburgMS | $120,800 |
| 4 | HattiesburgMS | $146,600 |
| 5 | Olive BranchMS | $245,800 |
| 6 | OxfordMS | $328,700 |
| 7 | GrenadaMS | $139,500 |
| 8 | NatchezMS | $111,100 |
| 9 | BiloxiMS | $196,600 |
| 10 | GulfportMS | $158,300 |
| 11 | ByramMS | $161,600 |
| 12 | CantonMS | $113,100 |
| 13 | TupeloMS | $184,100 |
| 14 | MadisonMS | $312,800 |
| 15 | BrandonMS | $242,700 |
Detailed Neighborhood Profiles
Home Value: $105,000
Rent: $1,313/mo
Affordability: 499
Population: 153,701
Walk Score: 53/100
Home Value: $220,900
Rent: $728/mo
Affordability: 238
Population: 9,360
Home Value: $120,800
Rent: $774/mo
Affordability: 181
Population: 21,337
4
Home Value: $146,600
Rent: $774/mo
Affordability: 181
Population: 48,466
5
Home Value: $245,800
Rent: $774/mo
Affordability: 181
Population: 45,938
6
Home Value: $328,700
Rent: $774/mo
Affordability: 181
Population: 25,713
7
Home Value: $139,500
Rent: $774/mo
Affordability: 181
Population: 12,594
8
Home Value: $111,100
Rent: $774/mo
Affordability: 181
Population: 14,380
9
Home Value: $196,600
Rent: $774/mo
Affordability: 181
Population: 49,141
10
Home Value: $158,300
Rent: $774/mo
Affordability: 181
Population: 72,524
11
Home Value: $161,600
Rent: $774/mo
Affordability: 181
Population: 12,922
12
Home Value: $113,100
Rent: $774/mo
Affordability: 181
Population: 10,951
13
Home Value: $184,100
Rent: $774/mo
Affordability: 181
Population: 37,939
14
Home Value: $312,800
Rent: $774/mo
Affordability: 181
Population: 27,595
15
Home Value: $242,700
Rent: $774/mo
Affordability: 181
Population: 25,142
Frequently Asked Questions About Affordability in Bay St. Louis
What is the most affordable neighborhood in Bay St. Louis, MS?▾
Based on 2026 data, Jackson is the most affordable neighborhood in Bay St. Louis with a median home value of $105,000. Kurby analyzed 15 neighborhoods in the Bay St. Louis area to compile these rankings.
What is the median home price in Bay St. Louis, MS?▾
The median home price in Bay St. Louis is $225,800, which is 20% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Bay St. Louis affordable compared to the national average?▾
Bay St. Louis has an affordability index of 181, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Bay St. Louis, MS?▾
The median monthly rent in Bay St. Louis is $774. This is 33% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Bay St. Louis?▾
The median household income in Bay St. Louis is $63,508 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Bay St. Louis are below the national average home price?▾
13 out of 15 ranked neighborhoods in Bay St. Louis have a median home value below the national average of $281,900. The most affordable is Jackson at $105,000 (Source: Kurby, 2026).