2026 Affordability Data
Most Affordable Neighborhoods in Bay City - 2026 Data
The median home value in Bay City is $132,500, 53% below nat'l avg. Median rent is $950/month. With an affordability index of 130, Bay City is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Bay City, TX area.
Key Takeaways: Affordability in Bay City
- 1The most affordable neighborhood in Bay City is Lubbock, with a median home value of $175,000.
- 2Bay City's median home value is $132,500, 53% below nat'l avg (national: $281,900).
- 3Bay City's affordability index is 130 (baseline 100), making it more affordable than the national average.
- 4Median rent in Bay City is $950/month, 18% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Bay City to find the most affordable areas based on home values, rent, and affordability index.
Bay City Affordability Overview
Median Home Value
$132,500
53% below nat'l avg
Median Rent
$950/mo
18% below nat'l avg
Median Income
$50,212
33% below nat'l avg
Affordability Index
130
30% above nat'l avg
Most Affordable Neighborhoods in Bay City (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | LubbockTX | $175,000 |
| 2 | IrvingTX | $265,000 |
| 3 | HoustonTX | $230,000 |
| 4 | Jacinto CityTX | $120,100 |
| 5 | Lago VistaTX | $363,200 |
| 6 | Highland ParkTX | $1,678,600 |
| 7 | RichmondTX | $193,700 |
| 8 | ManvelTX | $300,200 |
| 9 | DaytonTX | $204,900 |
| 10 | McKinneyTX | $380,000 |
| 11 | AustinTX | $475,000 |
| 12 | AmarilloTX | $172,700 |
| 13 | DentonTX | $296,100 |
| 14 | JacksonvilleTX | $111,500 |
| 15 | KilleenTX | $175,400 |
Detailed Neighborhood Profiles
Home Value: $175,000
Rent: $1,382/mo
Affordability: 330
Population: 263,930
Walk Score: 72/100
Home Value: $265,000
Rent: $1,151/mo
Affordability: 190
Population: 256,684
Walk Score: 80/100
Home Value: $230,000
Rent: $2,512/mo
Affordability: 159
Population: 2,304,580
Walk Score: 77/100
4
Home Value: $120,100
Rent: $877/mo
Affordability: 150
Population: 9,589
Walk Score: 0/100
5
Home Value: $363,200
Rent: $877/mo
Affordability: 150
Population: 9,001
Walk Score: 0/100
6
Home Value: $1,678,600
Rent: $877/mo
Affordability: 150
Population: 8,840
Walk Score: 0/100
7
Home Value: $193,700
Rent: $877/mo
Affordability: 150
Population: 11,931
Walk Score: 0/100
8
Home Value: $300,200
Rent: $877/mo
Affordability: 150
Population: 11,265
Walk Score: 0/100
9
Home Value: $204,900
Rent: $877/mo
Affordability: 150
Population: 8,839
Walk Score: 0/100
10
Home Value: $380,000
Rent: $1,764/mo
Affordability: 145
Population: 199,177
Walk Score: 65/100
11
Home Value: $475,000
Rent: $2,911/mo
Affordability: 138
Population: 978,908
Walk Score: 99/100
12
Home Value: $172,700
Rent: $950/mo
Affordability: 130
Population: 200,360
Walk Score: 0/100
13
Home Value: $296,100
Rent: $950/mo
Affordability: 130
Population: 142,262
Walk Score: 0/100
14
Home Value: $111,500
Rent: $950/mo
Affordability: 130
Population: 14,104
Walk Score: 0/100
15
Home Value: $175,400
Rent: $950/mo
Affordability: 130
Population: 153,708
Walk Score: 0/100
Frequently Asked Questions About Affordability in Bay City
What is the most affordable neighborhood in Bay City, TX?▾
Based on 2026 data, Lubbock is the most affordable neighborhood in Bay City with a median home value of $175,000. Kurby analyzed 15 neighborhoods in the Bay City area to compile these rankings.
What is the median home price in Bay City, TX?▾
The median home price in Bay City is $132,500, which is 53% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Bay City affordable compared to the national average?▾
Bay City has an affordability index of 130, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Bay City, TX?▾
The median monthly rent in Bay City is $950. This is 18% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Bay City?▾
The median household income in Bay City is $50,212 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Bay City are below the national average home price?▾
9 out of 15 ranked neighborhoods in Bay City have a median home value below the national average of $281,900. The most affordable is Lubbock at $175,000 (Source: Kurby, 2026).